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Calculators

Empower your financial decisions. Explore our modern calculators for personalized insights and confident planning.

Mortgage Calculator

  • Monthly payment calculation

  • Principal and interest breakdown

  • Tax and insurance estimates

  • PMI calculation when applicable

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Home Affordability Calculator

  • Income-based affordability analysis

  • Debt-to-income ratio calculation

  • Down payment impact assessment

  • Regional cost adjustments

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Refinance Calculator

  • Monthly payment calculation

  • Principal and interest breakdown

  • Tax and insurance estimates

  • PMI calculation when applicable

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All calculators

Comprehensive tools for every stage of your homebuying and refinancing journey.

3/2/1 Buydown Calculator

  • 3/2/1, 2/1, and 1/0 buydown support

  • Total buydown fee calculation

  • Third-party vs. borrower split

  • Year-by-year payment breakdown

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Mortgage Tax Calculator

  • Interest deduction calculation

  • Tax bracket considerations

  • SALT limitation impact

  • After-tax cost analysis

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Amortization Calculator

  • Complete payment schedule

  • Principal vs interest breakdown

  • Remaining balance tracking

  • Extra payment scenarios

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Debt-to-Income Calculator

  • Front-end ratio calculation

  • Back-end ratio analysis

  • Improvement recommendations

  • Lender requirement comparisons

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Interest-Only Calculator

  • Interest-only period analysis

  • Payment shock calculation

  • Equity building comparison

  • Risk assessment tools

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Additional Mortgage Payment Calc.

  • Interest savings calculation

  • Time reduction analysis

  • Various payment strategies

  • Comparative scenarios

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Down Payment Calculator

  • PMI threshold analysis

  • Payment impact comparison

  • Opportunity cost evaluation

  • Regional market insights

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Bi-Weekly Payment Calculator

  • Accelerated payoff timeline

  • Interest savings calculation

  • Payment schedule comparison

  • Budget impact analysis

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Loan-to-Value Calculator

  • Current LTV calculation

  • Equity position analysis

  • Refinancing eligibility

  • PMI removal timeline

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ARM Calculator

  • Rate adjustment scenarios

  • Payment caps analysis

  • Worst-case scenario planning

  • Fixed vs ARM comparison

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Balloon Mortgage Calc.

  • Lower monthly payments during term

  • Calculate balloon payment amount

  • Plan for refinancing or payoff

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Take your first step towards your home loan journey

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